Why a Second Income will not always be a choice. Unless you have been on a trip to outer space then you will realise that the last decade has seen the rise and rise of personal borrowings resulting in debt figures so high, they run into the billions and even the trillions of dollars.

Never before have there been such unprecedented personal borrowings and with the tide beginning to turn on restricting the lending criteria there are years ahead of corrective economic measures to be taken that will have a lasting effect on millions of people. With banks facing financial challenges of their own and people holding on for dear life under the strain of high personal borrowings that run into the tens of thousands of dollars or pounds it is fairly obvious to see the bubble burst in 2008 and the wind of change blew in a new direction.

In October 2006, two immense names in the world of business and personal finance joined together to bring you the book, Why We Want You To Be Rich, the authors Donald Trump and Robert Kiyosaki joined forces to try warn us of the inevitable changes that are set to come. If you have not yet devoured the pages of the book, I would recommend reading it as soon as possible because you will see that we are about to enter a phase when a second or third income will no longer be a choice for most, it will become a necessity.

Donald J Trump & Robert T Kiyosaki united in their message warning that we are losing our middle class, and a shrinking middle class is a threat to the stability of America and to world democracy itself. They want you to be rich so you can be part of the solution rather than the problem.

I have faced my own challenge and overcome the trappings of what is referred to as the middle classes and thankfully I am able to focus on wealth building and prosperity instead through my Network Marketing businesses. If you take time to think through the last decade or so, you will see for yourself that it has been a decade spent borrowing to have something now, and pay for it later.

The problems we see around us today are largely the result of peoples lack of financial education when it comes to handling money, credit and credit cards efficiently. The problem is further compounded by the banks having abandoned the strict ruling on lending, which should be measured against the ability to repay the debt. When you simply consolidate your borrowings and start over, unless you learn the lessons from your last experience you will simply form a life long habit of spending more than you earn, then using your equity to patch it over once in a while you will usually start the same cycle over again. If you repeat it often enough, or long enough you will run out of equity and will face bankruptcy, financial ruin and even the loss of your home, family and loved ones.

Enterprise must replace borrowing if we are to move forward and correct the errors of the last decade. It is only by becoming a nation of entrepreneurs, creating money rather than simply borrowingmoney that true wealth from new money will return. The last decade has been completely false in terms of any economic growth and although not intending to become political, the governments should be ashamed at what they have helped to create and perhaps the giant funding assistance for failing financial institutions they face will serve as a lasting reminder.

With the philosophy of change being inevitable, the world is facing many financial challenges and many of them are still to emerge, including the predicted pension crisis of 2010, the ever increasing retirement age from work and the ever rising cost of living. Even if you have never thought about a second income before, do yourself a favour and start in 2008, because if you do, you will have acted at the right moment to position yourself for the financial turmoil for millions of people ahead who simply didn't take any notice and carried on in ever decreasing circles.

 
 

The funny thing about Network Marketingis it has an "image" problem. It has a history of being full of Pit-bull Salespeople who seem to have no fear of anyone or anything, let alone rejection ( most Network Marketers #1 fear ) and don't forget they spend hours simply being rejected just to count down the numbers to their known conversion rate of 2 or 3 "yes" replies from the 100 or more previous "no" responses. Now objection handling is an art-form, but you have to question the marketing tactics of the Pit-bulls in today's world. ( If you get the chance to read SALES DOGS by Blair Singer I highly recommend it ... just so you know who YOU are dealing with I'm a Poodle not a Pit-bull!)

Having just rediscovered through the power of the Internet that even the Network Marketing world has moved forward through people like Mike Dillard, Jonathan Budd and Daegan Smith, you don't need to read "7 Secrets of Network Marketing Exposed Today" to figure out that the Internet made target marketing in Network Marketing one hell of a lot easier than "just speak to anyone who is over 18 with a pulse."

Mike Dillard is refreshingly frank about what it takes to be successful in Network Marketing and I am a huge fan of Magnetic Sponsoring, so it was an added bonus that HE is also involved with developing Carbon Copy Pro.

Whatever Network Marketing business you are in, put the emphasis on the word business and SHOUT IT OUT LOUD. If people see you are shy, embarrassed or ashamed of BEING in Network Marketing then why would they feel confident that you were having the time of your life. Take the pressure of feeling like you HAVE to TELL EVERYONE you meet about your opportunity, relax , learn the right way and have interested people coming to you.